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Research on Risk and Control of Internet Fund Financial Products—Take Alipay Financial Products as an Example

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DOI: 10.23977/ferm.2023.061121 | Downloads: 55 | Views: 424


Gulijianati Tuheti 1


1 University of Sanya, Sanya, Hainan, China

Corresponding Author

Gulijianati Tuheti


In the context of increasingly advanced technology, China's online financial products have had a significant impact on traditional online financial investment methods. In 2013, Yu'e Bao launched the "one yuan financial management". With the huge user base of Alipay, the transaction capital of Yu'e Bao has reached 1 billion yuan in just a few years, and it is thriving in the domestic financial market. Although money market products also have repayability, in the long run, Yu'ebao has a higher potential liquidity risk. Therefore, this article takes Yu'ebao as an example to analyze the various risks it faces and explore its standardized response measures, hoping to contribute to the healthy development of Yu'ebao and other domestic network fund financial products.


Financial management; Internet Fund; Risk prevention and control


Gulijianati Tuheti, Research on Risk and Control of Internet Fund Financial Products—Take Alipay Financial Products as an Example. Financial Engineering and Risk Management (2023) Vol. 6: 147-151. DOI:


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