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The impact of digital inclusive finance on rural revitalization based on econometric models

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DOI: 10.23977/accaf.2023.040311 | Downloads: 103 | Views: 721


Ziye Qiu 1


1 School of International Education, Wuhan University of Technology, Wuhan, 430700, China

Corresponding Author

Ziye Qiu


Finance is an essential component of modern economy, and rural revitalization cannot be separated from financial support. Digital inclusive finance can better support rural revitalization as an innovative sector developed through the growth of the Internet and inclusive finance. The level of rural revitalization in 260 Chinese prefecture-level cities is measured in this study using prefecture-level city panel data from 2011 to 2020. The development of digital inclusive finance is then tested for its effects on rural revitalization using the fixed-effects model and the mediated-effects model. It is found that digital inclusive finance effectively promotes rural revitalization, and this promotion effect still holds after considering the endogeneity problem. There is significant heterogeneity in digital inclusive finance for rural revitalization. Digital inclusive finance promotes rural revitalization by enhancing the level of regional financial development and innovation. To promote rural revitalization, the development of digital inclusive finance needs to be comprehensively promoted, and every effort needs to be made to smooth the path of digital inclusive finance to empower rural revitalization.


Digital Inclusive Finance, Rural Revitalization, Financial Development


Ziye Qiu, The impact of digital inclusive finance on rural revitalization based on econometric models. Accounting, Auditing and Finance (2023) Vol. 4: 76-85. DOI:


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