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Research on the Advantages and Risks of Robo-Advisor under the Background of Internet Finance Development

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DOI: 10.23977/ferm.2023.061130 | Downloads: 30 | Views: 261

Author(s)

Xinmiao Cheng 1

Affiliation(s)

1 Hefei Xinhua Academy, Hefei, 230000, China

Corresponding Author

Xinmiao Cheng

ABSTRACT

With the rapid development of Internet technologies, Robo-Advisor, a new type of financial service pattern, has gained wide attention and application worldwide. Robo-Advisor could provide investors with more personalized and specialized portfolio advice and asset allocation solutions by utilizing technical means such as big data, artificial intelligence, etc. However, under the background of the development of the Internet, Robo-Advisor has also faced a variety of risks, including technology risk, market risk, credit risk, etc. In this paper, the advantages and risks of i Robo-Advisor are systematically analyzed, and corresponding optimization suggestions are put forward.

KEYWORDS

Internet finance; Robo-Advisor; advantages and risks

CITE THIS PAPER

Xinmiao Cheng, Research on the Advantages and Risks of Robo-Advisor under the Background of Internet Finance Development. Financial Engineering and Risk Management (2023) Vol. 6: 207-212. DOI: http://dx.doi.org/10.23977/ferm.2023.061130.

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