Author(s)

Ruiting Wang ¹, Bin He ¹, Xiaoli Yin ¹, Anjing Li ¹, Xincheng Li ¹, Ting Wu ¹, Yijie Li ¹

Affiliation(s)

¹ School of Economics and Management, Taizhou University, Taizhou, China

Corresponding Author

Bin He

ABSTRACT

With the rapid development of the digital economy, university students, as a special group, are receiving increasing attention in the current financial consumer market. University students, as the main group in the Internet era, are large in scale and frequently used Internet. Internet finance has a subtle impact on university students' understanding of financial management. Based on the development background of Internet finance, this paper points out that college students have low risk tolerance, lack of financial knowledge, and blocked information sources. Then this paper proposes that college students should reasonably allocate their own funds, actively learn financial knowledge, and make full use of network information. The paper aims to standardize the investment and financial behavior of university students, help improve their financial abilities, and guide the healthy development of investment and financial management among university students.

KEYWORDS

University students; Internet finance; Financial issues

CITE THIS PAPER

Ruiting Wang, Bin He, Xiaoli Yin, Anjing Li, Xincheng Li, Ting Wu, Yijie Li, Research on University Students' Financial Management under the Background of Internet Finance. Accounting, Auditing and Finance (2024) Vol. 5: 113-119. DOI: http://dx.doi.org/10.23977/accaf.2024.050116.

REFERENCES

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[3] Li Jinmei. The impact of Internet finance on university students' consumption [J]. Journal of Huaihai Institute of Technology (Humanities and Social Sciences Edition), 2017, 15 (07): 106-108.
[4] Guan Guwei, Xie Yi. Research on university students' Investment and Financing under Internet Finance [J]. China Business Review, 2022, No.852 (05): 78-80.
[5] Yu Jiawen, Gu Jia, Ling Yudi, Ma Xiaobin. Research on the Problems and Countermeasures of Financial Management for university students [J]. Rural Economy and Technology, 2021, 32 (04): 79-80.
[6] Zeng Qihua, Wang Xiaoyun. Impact of Internet finance development on university students' investment and financing concept and countermeasures [J]. Economist, 2023 (01): 237-238.

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