Author(s)

Huang Meizi ¹

Affiliation(s)

¹ London Branch Campus, 10 St James House, 10 Rosebery Avenue, Holborn, London, EC1R 4TF, UK

Corresponding Author

Huang Meizi

ABSTRACT

With the in-depth application of Artificial Intelligence (AI) technology in the financial sector, AI regulatory technology (RegTech) is gradually becoming an important tool to enhance the efficiency of financial regulation. This paper explores whether financial regulators should develop AI regulatory tools and how to integrate them with the current Securities Companies Act. By using case studies and technical methods, this paper presents a framework for applying artificial intelligence to areas such as account opening asset verification, anti-money laundering monitoring, and equity risk control and early warning. The article examines the feasibility of a collaborative design between law and technology. The research findings indicate that AI technology can greatly enhance the accuracy and efficiency of financial regulation, but its implementation must be closely aligned with the legal framework to ensure compliance and transparency.

KEYWORDS

RegTech (AI Regulatory Technology), Financial Regulation, Law and Technology Synergy, Compliance and Transparency

CITE THIS PAPER

Huang Meizi. From Fintech to Securities Company Law: AI-Driven Legal Adaptation and Innovation. Science of Law Journal (2025) Vol. 4: 34-43. DOI: http://dx.doi.org/DOI: 10.23977/law.2025.040106.

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