Author(s)

Peng Wang ¹

Affiliation(s)

¹ School of Economics and Management, Dalian University, No.10, Xuefu Avenue, Economic & Technical Development Zone, Dalian, Liaoning, The People's Republic of China (PRC)

Corresponding Author

Peng Wang

ABSTRACT

In recent years, the rapid rise of Internet consumer finance has attracted more and more attention. This article first introduces the concept, characteristics and classification of Internet consumer finance, and studies its development scale and background. It then analyzes its current development status and problems, such as lagging legal supervision, inadequate protection of user rights, and inadequate development of the credit system. Finally, it puts forward suggestions to promote the steady development of Internet consumer finance from the aspects of legal supervision, international experience, technical security, and credit information system.

KEYWORDS

Internet consumer finance, financial supervision, credit reporting system

CITE THIS PAPER

Peng Wang. Research on the Development Status, Problems and Countermeasures of Internet Consumer Finance. Journal of Virtual Reality and Artificial Intelligence (2020) Vol. 1: 1-4. DOI: http://dx.doi.org/10.23977/jvrai.2020.010101.

REFERENCES

[1] Philipp, W. (2018) Supply Chain Finance, Financial Constraints and Corporate Performance: An Explorative Network Analysis and Future Research Agenda, International Journal of Production Economics, 5, 364-383.
[2] Qi, S.Q. (2017) The Exploration of Internet Finance by Using Neural Network, Journal of Computational and Applied Mathematics, 4, 126-168.
[3] Wolfgang, A. (2018) Continuous-Time Production, Distribution and Financial Planning with Periodic Liquidity Balancing, Journal of Scheduling, 5, 219-237.
[4] Xu R.J. (2018) Complex Network Construction of Internet Finance Risk, Physical A: Statistical Mechanics and its Applications, 5, 546-552.

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