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Analysis on Insurance Market Behavior

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DOI: 10.23977/etemss.2018.1638

Author(s)

Xiaoyu Zhang

Corresponding Author

Xiaoyu Zhang

ABSTRACT

The behavior of insurance market is varied. This paper first classifies the behavior of insurance market, then finds out several important behaviors, and discusses the cost and benefit of supervising them, so as to find out the effectiveness of the supervision policy of the main insurance market behavior, and discuss whether there is a space to continue to improve the efficiency of supervision.For the classification of insurance market behavior, this paper intends to divide the insurance market behavior from two angles of behavior subject and behavior nature. The reason why these two angles are classified as the behavior classification standard of insurance market is that the behavior subject of the insurance market is the concrete implementation behavior, the different purpose of the behavior subject determines their behavior trend and the influence on the market. The nature of the market behavior is defined by law and regulated according to law. The regulatory authorities should deal with these acts in accordance with the law.

KEYWORDS

Insurance, Market behavior, Classification

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