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Machine Learning Classification Algorithm Study on Loan Overdue Judgment

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DOI: 10.23977/iemb.2019.039


Wenjin Xu, Yuan Feng, Di Zhou

Corresponding Author

Yuan Feng


With the development of Internet finance, in the field of financial anti-fraud, more and more accurate methods are needed to make users and enterprises have a two-way credit guarantee. This paper mainly studies the classification algorithm of machine learning, especially the stochastic forest algorithm. And applies it to the field of financial anti-fraud, and determines whether the user's credit in the overdue judgment of the user's loan.


Classification Algorithm, Stochastic Forest Algorithm, Anti-fraud, Loan Overdue

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