Author(s)

Wenjin Xu, Yuan Feng, Di Zhou

Corresponding Author

Yuan Feng

ABSTRACT

With the development of Internet finance, in the field of financial anti-fraud, more and more accurate methods are needed to make users and enterprises have a two-way credit guarantee. This paper mainly studies the classification algorithm of machine learning, especially the stochastic forest algorithm. And applies it to the field of financial anti-fraud, and determines whether the user's credit in the overdue judgment of the user's loan.

KEYWORDS

Classification Algorithm, Stochastic Forest Algorithm, Anti-fraud, Loan Overdue