Risk Assessment of Internet Supply Chain Finance based on Vague Set
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Xiaohong Duan, Yan Zhang and Si Wu
The combination of internet and supply chain finance formed a new finance mode with diversified financing methods, diversified service objects and convenient operation process. Meanwhile, its risk is more complicated and subtler. This paper analyzed and assessed risks of the internet supply chain finance. Firstly, the analysis mode was defined. Then, elements of internet supply chain finance were analyzed, and risks were identified from five aspects: environmental, supply chain system, transaction object, core enterprise and the relation between e-commerce and bank, and then the risk assessment index system was established. Finally, based on vague theory, the risk assessment model of internet supply chain finance was built. The model was used to assess the supply chain financial risk of two e-commerce enterprises, JD and SN. The results show that the overall risk of JD finance is less than SN finance, and differences lies mainly in the transaction object risk, core enterprise strength and the status of cooperative banks. The analysis mode, risk assessment index system and risk assessment model based on vague set can effectively analyze and assess risks of internet supply chain finance.
Internet plus, supply chain finance, risk assessment, vague set