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Moral Hazard between Regulators and Regulatees in Chinese P2P Lending Industry

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DOI: 10.23977/emsd.2019.030


Leiqiong Wan

Corresponding Author

Leiqiong Wan


Regulation on P2P lending platform and the lack of it in China has caused social and economic problems that need to be addressed. In this research, we examine the regulation of P2P lending platforms with a principal-agent problem, and give policy implications for regulators to better inform and protect the investors.


Peer-to-peer lending, Regulation, Moral hazard

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