Author(s)

Lu Wang, Xinrong Liu

Corresponding Author

Lu Wang

ABSTRACT

The competition in the financial industry is intensifying, and it is inevitable to serve more SME with relevance. SCF business is a kind of innovation in line with the times, which can break through the shackles of traditional credit methods. However, SCF itself has two sides. Banks should take precautions against risks and improve the mechanism while enjoying the benefits of innovative business.

KEYWORDS

Supply chain finance (SCF), commercial bank, Financing business, Small and medium-sized enterprises (SME)