Author(s)

Xinru Pan

Corresponding Author

Xinru Pan

ABSTRACT

On the basis of understanding the loan status in our country, this paper point out some problems in the process of pricing. Combining the research of loan pricing by domestic and foreign scholars, the article analyzes the strengths and weaknesses of three kinds of loan pricing methods, and discusses their applicability in Chinese commercial banks. Finally, the paper summarizes some phenomena and problems in the process of research.

KEYWORDS

Commercial Banks, Interest rate liberalization, Loan pricing