The Study on the Influence of Land Expropriation on Farmers' Purchase of Commercial Endowment Insurance——Based on CHARLS 12,620 samples of rural residents
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DOI: 10.23977/EDMS2020.005
Author(s)
Liang Jiangyuan, Mu Pengyu
Corresponding Author
Liang Jiangyuan
ABSTRACT
The pension problem of land-expropriated farmers in our country has been widely concerned by the society. This study took rural residents in CHARLS data as samples. Using OLS model to its commercial endowment insurance behavior and influence factors of regression, in order to explore land for rural residents to buy the influence degree of the behavior of commercial endowment insurance. The binary Probit and Tobit models were used for robustness test.
The results show that the proportion of farmers who buy commercial endowment insurance is very low. Age has a significant negative influence on farmers' behavior of buying commercial endowment insurance. Other variables including gender, marital status, whether there is a long-term caregiver, net income of agricultural and sideline products and other variables of insurance participation also have a significant and stable positive influence on them.
KEYWORDS
Land Acquisition, Endowment Insurance, Commercial Endowment Insurance