Author(s)

Xinxiang Gu

Corresponding Author

Xinxiang Gu

ABSTRACT

In 2008, the rapid spread of the sub-prime crisis In the United States led to the financial crisis globally, which had a huge impact on the world economic development and financial, especially on the banking industry. The main reason is the high leverage. In June 2011, China's regulatory authorities promulgated the Regulations on the Leverage Ratio of Commercial Banks based on Basel III, which strictly regulates the Leverage of Commercial Banks. Therefore, this paper aims to study Changes in leverage and the effect of leverage ratio supervision on the performance of listed Commercial Bank. Taking the annual report data of 16 listed commercial banks, this paper chooses relevant data to analyze the impact on three dimensions: profitability, safety and liquidity. Based on the three principles of banks, this paper analyzes the effect of the performance of listed commercial banks.

KEYWORDS

Leverage Ratio Supervision, Commercial Banks, Performance Analysis