Author(s)

Yaping Yang

Corresponding Author

Yaping Yang

ABSTRACT

Compared with the traditional financial development model, Internet finance is a financial model that comes into being by taking advantage of the rapid development of computer network technology and the increasingly developed technology of people's mobile terminals. Compared with the traditional financial model, this model is convenient for consumers and employees in the financial industry . As far as the current supervision of Internet finance in China is concerned, the path analysis of Internet financial security is very incomplete, and the relevant systems and emergency measures are lagging behind. Although Internet finance is closely related to the Internet, in the final analysis, it still belongs to the financial industry, and its risks such as credit default and maturity mismatch also exist objectively. In view of the current problems of Internet financial risks, this paper improves the preventive measures of Internet finance by establishing a sound legal and regulatory system, strengthening the infrastructure of Internet financial security and improving the business system of Internet finance. In order to ensure the effective implementation of various regulatory measures, and then guide the Internet finance industry into a healthy development track.

KEYWORDS

Internet finance, Financial risk management, Analysis of preventive measures