Author(s)

Yufa Xiao ¹, Chunshu Wang ¹, Jiexin Feng ¹, Wei Bai ¹

Affiliation(s)

¹ College of Economics and Trade, Haojing College, Shaanxi University of Science and Technology, Xi'an, Shaanxi, 712046, China

Corresponding Author

Yufa Xiao

ABSTRACT

Taking Xianyang City, Shaanxi Province, as the research focus, this paper delves into how green finance underpins the high-quality development of the regional green economy: it first analyzes Xianyang's green finance landscape, summarizing progress in policy-driven green project funding and product expansion while pinpointing bottlenecks, and conducts in-depth analysis combined with theoretical frameworks (e.g., green credit mechanism theory) and empirical data (e.g., green asset growth rates) to propose optimization paths; the study finds Xianyang's green credit scale has surged, with a 2024 balance of 36.8 billion yuan strongly backing local green energy, ecological governance, and high-pollution enterprise transformation, yet issues persist, including incomplete standards causing inconsistent statistics, backward risk assessment tools failing to identify project risks, and weak incentive-constraint mechanisms dampening financial institutions' enthusiasm; thus, it suggests countermeasures such as building a unified green finance standard system, strengthening tech empowerment (e.g., big data for risk assessment), improving incentives (e.g., subsidies, tax breaks), and boosting market diversification to attract social capital, aiming to fully unlock green finance's potential for Xianyang's green economy.

KEYWORDS

Green Finance; Green Economy; High-Quality Development; Xianyang

CITE THIS PAPER

Yufa Xiao, Chunshu Wang, Jiexin Feng, Wei Bai, Study on the Path of Green Finance Supporting the High-Quality Development of Green Economy in Xianyang. Population, Resources & Environmental Economics (2025) Vol. 6: 10-19. DOI: http://dx.doi.org/10.23977/pree.2025.060202.

REFERENCES

[1] Shaanxi Banking Association. Implementation Effect and Optimization Path of Green Credit Policy for Banking Financial Institutions in Xianyang [R]. Xi'an: Shaanxi Banking Association, 2025.
[2] Minsheng Bank Xianyang Branch. Supporting the Development of the Real Economy and Striving to Compose the "Five Major Articles" [N]. Xianyang Daily, 2024-12-05 (002).
[3] Shaanxi Banking Association. Financial Empowerment Achieves Results and Jointly Creates a New Picture of Development - Half-Year Work Report of the Banking Industry in Xianyang [R]. Xi'an: Shaanxi Banking Association, 2025.
[4] Agricultural Bank of China Shaanxi Branch. Using Green Finance as a Brush to Paint an Ecological Picture of the Sanqin Land [N]. China Financial News, 2024-11-20.
[5] Hui Li,Fuping Li,Yue Feng.Promotion of the Implementation of Preferential Green Loan Policies to Support the Development of Clean Energy [N]. Xianyang Daily, 2024-10-15 (003).
[6] Moving Towards "Quality" and Climbing to "High" - A Fresh View of All Aspects [EB/OL]. (2024-11-20) [2025-09-21]. https://www.sx-dj.gov.cn/a/yanjiu/2024/1120/59386.html.
[7] Xianyang Municipal Bureau of Ecology and Environment. Clear Sky, Clean Water, and Crested Ibises Dancing - A Green Report Card by the Weihe River [R/OL]. Xianyang: Xianyang Municipal Bureau of Ecology and Environment, 2025.

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