Author(s)

Hongmei Zhou ¹

Affiliation(s)

¹ Guangdong Technology College, Guangdong, China

Corresponding Author

Hongmei Zhou

ABSTRACT

With the deepening of the reform of China's higher education tuition system, the problem of poor repayment of national student loans has attracted high attention from universities and all sectors of society. Based on the comprehensive literature research and the practical experience of post-loan management of national student loans in colleges and universities, this paper summarizes the research and analysis of post-loan management of national student loans in China from the perspective of credit investigation, and puts forward some solutions, such as strengthening the education of loan students, improving the loan repayment consciousness of loan students, reducing the loan default rate, and preventing credit risks. A scientific and feasible credit investigation management system for student loans should be constructed from the perspective of credit information system management analysis.

KEYWORDS

Credit Investigation, System Management Analysis, National Student Loan, Post-Loan Management, Literature Review

CITE THIS PAPER

Hongmei Zhou, Literature Review on Systematic Management Analysis of National Student Loans in China from the Perspective of Credit Investigation. Advances in Educational Technology and Psychology (2022) Vol. 6: 24-32. DOI: http://dx.doi.org/10.23977/aetp.2022.060604.

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