Author(s)

Jing Wang, Jianhong Sun

Corresponding Author

Jianhong Sun

ABSTRACT

As Chinese financial market moves into the new normal, the competition and challenges faced by commercial banks are becoming increasingly severe. It is of great significance to improve the competitive strength of all banking industry. This paper selects 16 banks of three types, analyzes the differences between different types of commercial banks from the aspects of capital status, profitability, capital cost and risk management, and uses factor analysis methods to rank the comprehensive competitiveness of the 16 banks. It provides theoretical guidance and scientific basis for the improvement of the comprehensive competitiveness of banks in China.

KEYWORDS

Bank, Competitive, Capital, Profit, Risk