Author(s)

Wenbo Guan ¹, Hongwei Zhang ¹

Affiliation(s)

¹ Harbin Finance University, Harbin, Heilongjiang, 150030, China

Corresponding Author

Wenbo Guan

ABSTRACT

Financial literacy refers to an individual's comprehensive understanding, knowledge, and skills in utilizing financial knowledge, as well as their awareness of financial markets and mechanisms, and their ability to handle financial crises and risks. However, the overall level of financial literacy among college students in China is relatively low, which hinders the overall development and long-term planning of the financial industry in our country. Therefore, this paper discusses the current status of financial literacy among college students and proposes strategies to enhance their financial literacy, aiming to promote the improvement of financial literacy among college students and provide a certain guarantee for the long-term development of the financial industry.

KEYWORDS

College students' financial literacy; financial practice; financial markets; financial risk prevention

CITE THIS PAPER

Wenbo Guan, Hongwei Zhang, Analysis of Current Status and Strategies to Enhance Financial Literacy among College Students. Journal of Human Resource Development (2023) Vol. 5: 1-6. DOI: http://dx.doi.org/10.23977/jhrd.2023.050201.

REFERENCES

[1] Liao, L., Chu, Z., & Zhang, W. (2019). Empirical measurement of the differences in financial literacy among Chinese residents. Quantitative Economics & Technical Economics Research, 36(01), 96-112.
[2] Wang, L., & Xing, Q. (2021). A review of domestic and international research on financial literacy. Journal of Zhengzhou University of Light Industry (Social Science Edition), 22(5), 75-81.
[3] Zhang, J. (2022). Survey and exploration of the current situation and paths of financial literacy among college students. Journal of Wuyi University, 41(10), 85-92.
[4] Xu, S., Hu, Y., Wang, K., et al. (2020). Research on the financial attitudes of college students and suggestions for financial education: A case study of some universities in Jiangsu Province. Financial Times, (35), 118-121.
[5] Wu, K., & Wang, S. (2022). The impact of cognitive abilities on residents' financial literacy. Research on Financial and Economic Issues, (3), 63-71.
[6] Yao, Q., Jin, Q., & Zhu, J. (2018). Research on the improvement of financial literacy among college students. Research Guide of Economics, (22), 75-76+109.
[7] Anna, G., Guo, Z., & Gou, H. (2023). Analysis of the impact of financial literacy on college students' innovation and entrepreneurship. Investment and Entrepreneurship, 34(4), 22-24.
[8] Liu, D., Zhu, T., & Li, S. (2015). Research on the financial attitudes and behaviors of college students: Perspective from family education. Academic Monthly of Education, (6), 77-81.

Sponsors, Associates, and Links

---

• Information Systems and Economics
  
  
• Accounting, Auditing and Finance
  
  
• Industrial Engineering and Innovation Management
  
  
• Tourism Management and Technology Economy
  
  
• Journal of Computational and Financial Econometrics
  
  
• Financial Engineering and Risk Management
  
  
• Accounting and Corporate Management
  
  
• Social Security and Administration Management
  
  
• Population, Resources & Environmental Economics
  
  
• Statistics & Quantitative Economics
  
  
• Agricultural & Forestry Economics and Management
  
  
• Social Medicine and Health Management
  
  
• Land Resource Management
  
  
• Information, Library and Archival Science
  
  
• Manufacturing and Service Operations Management
  
  
• Operational Research and Cybernetics